Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this filing. Factors that could cause actual results, performance or achievements to differ materially from those expressed or implied by these forward-looking statements include, but are not limited to, the risk factors set forth in Item 1A of this Annual Report on Form 10-K. Such statements may be considered forward looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and Section 27A of the Securities Act of 1933, as amended (the “Securities Act”). Among others, we have used the words, “believes,” “anticipates,” “plans,” “estimates,” and “expects” to identify forward-looking statements. Any statements that are not statements of historical fact may be forward-looking statements. Numerous factors may affect our actual results and may cause results to differ materially from those expressed in the forward-looking statements made by us or on our behalf. Our forward-looking statements concern matters that involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements, or industry results, to be materially different from the future results, performance or achievements described or implied by such forward-looking statements. Although we believe that our expectations are based upon reasonable assumptions, there can be no assurance that our financial goals will be realized. Examples of such forward-looking statements include discussions of the expected results of various strategies. This Annual Report on Form 10-K contains forward-looking statements about management’s current expectations.

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